Mr. V.R. Govindarajan 
CEO, Perfios Software Solutions 
V. R. Govindarajan, or Govi as he is fondly known, is a successful serial entrepreneur with over 35  years of experience in the IT industry in India and the US. 
With an MS in Computer Science from Massachusetts University and B.E. from the Indian Institute of  Science, Bangalore, Govi is quite the tech enthusiast. He is an avid participant in the Database  technology and AI communities and participates in various Indian and international domain  conferences. 
Before co-founding Perfios Software, Govi was a co-founder, CTO, and member of the Board at  Aztecsoft, a pioneer in the Offshore Product Development space. Aztecsoft went on to become a  listed company, that was acquired by Mindtree in 2008. 
Soon after exiting Mindtree, Govi was struck by how hard it was to consolidate and manage one’s  finances. True to his entrepreneurial and tech roots, he co-founded Perfios in 2008 to solve this  problem. Initially launched as a PFM App, Perfios successfully pivoted to a B2B analytics platform to  help lenders automate credit decisioning 
Perfios is a pioneer in real-time credit decisioning, helping over 270+ banks, NBFCs, and fintechs in  digitizing lending, cutting process times from hours to minutes. Perfios uses advanced ML tools to  understand over 2,000 types of (un-)structured data, and processes over 5 million bank statements a  month, apart from various other financial data. 
Perfios today has products and platforms to automate the entire customer journey from discovery,  application, KYC, data sharing, decisioning, disbursements, and credit monitoring. Perfios today is a  one-stop solution for any lender looking to delight its customers with the best possible digital  experience. Since 2018, Perfios has expanded geographically to serve 40 customers in 13 countries, 
excluding India. Perfios aspires to grow its revenues 10X between now and 2025, backed by deep  domain expertise, product quality, execution excellence, and solid support from marquee investors  such as Bessemer Venture Partners and Warburg Pincus. 
Apart from work, Govi is a Sanskrit scholar, music lover, consummate cook, and mentor to  entrepreneurs seeking to build a successful business patiently yet aggressively over the long term.